Renting in Singapore can be smooth and stress-free — if you know how the locals do it. Whether you’re here for work, study, or adventure, understanding how Singaporeans navigate the housing market can help you save money, avoid scams, and find a place that truly feels like home.
Image sourced from Freepik.
Here’s your guide to renting like a local — minus the confusion.
1. HDB vs Condo: What’s the Real Difference?
The biggest rental decision starts with this: Do you want an HDB flat or a private condo?
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HDB (Housing & Development Board) flats are public housing — practical, affordable, and located in heartland neighborhoods with great food and community vibes.
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Condos are private developments — often with pools, gyms, and fancier fittings. They come with a higher price tag but also more amenities and prestige.
Locals typically grow up in HDBs and aspire to own condos later in life. As a renter, it really depends on your lifestyle and budget. Want to feel integrated into local life? Try HDB. Want comfort and convenience? Go for a condo.
2. Should You Use a CEA-Licensed Agent or DIY?
In Singapore, many locals rent through CEA-licensed agents (Council for Estate Agencies). They help you:
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Find verified listings
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Arrange viewings
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Negotiate terms
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Review contracts
Agents typically charge half a month’s rent if the lease is under 2 years. If you’re confident and experienced, DIY platforms like PropertyGuru, 99.co, or Facebook rental groups offer lots of direct-from-owner listings.
Tip: Always check an agent’s license via the CEA registry (cea.gov.sg) — never work with unlicensed freelancers.
3. Watch Out for Rental Scams
Even in Singapore’s secure system, scams do happen — especially online. Be wary of:
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Unrealistic prices (too cheap to be true? It’s fake.)
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Agents asking for deposits upfront before a viewing
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Listings with only one blurry photo and vague details
Legit rentals will involve a physical viewing and a formal tenancy agreement. No viewing? No deal.
4. Viewing Day Hacks
On viewing day, locals always come prepared — and you should too.
Checklist:
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Check for water pressure and air-con function
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Look at natural light and noise levels
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Ask about neighbors and building rules
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Inspect for mold, pests, or worn-out furniture
Don’t feel pressured to say yes on the spot. Singaporeans tend to view multiple places and compare before making a decision. Take photos and notes — future-you will thank you.
5. Tenancy Agreements: Read Before You Sign
A standard lease in Singapore is 12 or 24 months, and the tenancy agreement includes:
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Monthly rent
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Security deposit (usually 1 month per year of lease)
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Responsibility for repairs (usually under $150 borne by tenant)
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Diplomatic clause (for early termination, usually after 12 months)
Always read the fine print, especially on maintenance, visitor rules, and notice periods. If unsure, have your agent or even a local friend review the contract.
Final Thoughts
Renting in Singapore doesn’t have to be overwhelming. With the right information and local-savvy moves, you’ll find the perfect space — and avoid the common mistakes newcomers make.
Whether it’s a sky-high condo or a cozy HDB in the heartlands, there’s a home for every lifestyle here.
Looking for a home that blends comfort with convenience? CoHomes offers curated stays in real local neighborhoods — no guesswork, no scams.
